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Guides

Guides to buying a car in writing

Short guides from Carwright, a service for Florida car buyers. Each one draws on published guidance and is dated, with its sources listed at the end. No savings claims, no rate advice, no dealer named.

Why we do deals this way

One dealer at a time, across a sales desk, is how most cars are bought. Why Carwright has you ask the dealers that list your car the same question, in writing, and checks the paper before you sign.

What happens in the finance office

The price is agreed, and then you are walked to a second desk. What tends to come up there, what the federal consumer agencies say about each thing, and the one sentence to say.

How to read an out-the-door quote

A written quote is only useful if you can tell what is in it. The lines a quote has to show, the three things that are not a price, and how the price table on your deal page reads.

Florida dealer fees, what the law says

Florida does not cap the dealer's documentation fee. What the law does require, what the fee tends to run, and how to read the other fee lines on a quote.

The pre-approval as the rate to beat in the finance office

Many buyers arrange their own financing before the written quotes go out. Why that matters in the finance office, what comparable has to mean, and the sentence to say. Carwright is not a lender and gives no rate advice.

When a dealer will not quote in writing

Some dealers answer and still will not quote. What the measurements say, why dealers hesitate in their own words, and what Carwright does about it.

Buying a used vehicle through Carwright

A used car is a different car on every lot. So a written quote has to pin more down: the odometer, the history report and the title. What your request asks for, and why.

Every guide is written by Carwright. New guides are added as Carwright verifies something worth saying; each carries the day it was written.